Bour, Aquila & Partners SA

Our company, our services and our philosophy
As a company we are independent in the choice of our analyses, our banking relations and our correspondents, our service providers and of course our customers. In our opinion, this is the only correct way to offer an appropriate and suitable solution to a demanding clientele. Bour, Aquila & Partners Ltd. is located in Gland, near Geneva in Switzerland. Our partners also support our clients in company takeovers and legal issues concerning their financial matters.

Usually our clients experience not only a close but also a very personal and professional relationship that lasts for a long period of time. Our clients value an independent opinion and decision making that they no longer find in the large firms. The institutionalization of global financial institutions has created a gap between the investment business and the needs of wealthy clients. We help bridge this gap successfully.

As an independent provider of financial services, we constantly invest in relationships with excellent partners. In this way, we can guarantee the high standard of our service to clients. We successfully work with leading banking institutions in Switzerland and abroad, where we manage our clients' accounts. Our company maintains partnership and service agreements with leading houses in the field of equity and bond analysis. For solutions in legal and financial matters, as well as company acquisitions, our partners assist through their own and specialized firms.

Our investment philosophy
In our investment decisions we are conservative and refer mainly to fundamental data. Furthermore, we prefer an "Absolute Return" as opposed to a "Relative Return". We do not believe in the benefit of excessive diversification, preferring a focused investment process. Our disciplined investment approach prohibits us from compromising on investment quality for our clients.

In our bond portfolios, we only hold bonds from debtors of the highest quality. The quality of these debtors is regularly monitored to ensure the earning power and security of the portfolio.

In our equity portfolios, we invest only in companies with solid balance sheets, existing and excellent products, above-average margins and corresponding "cash flow". We favor stocks of companies with leading global brands. We favor stocks that are reasonably valued. We avoid those with excessive valuations based on rumors and speculative hopes. We focus on those sectors of the economy that show long-term promise on mega trends. These include pharmaceuticals and healthcare, service companies, food and water, energy, information technology and companies with strong market positions in the consumer sector. We prefer long-term, constant earnings potential rather than short-term profit optimization.

Many of our clients prefer "balanced portfolios". These are composed of bonds and equities. The exact weighting between equities and bonds depends on the client's individual situation and risk capacity.

The security of the assets
Bour, Aquila & Partners S.A. works only with leading banks of the best quality, which have an impeccable reputation, are in top solid financial condition, and have an excellent and faultless administration with modern "reporting". The client's assets are held in his own bank account, in a bank of the client's choice or in a bank that Bour, Aquila & Partners Ltd. suggests to him. Our firm can open the account in the name of the client at a bank of our choice. It is important for the client that Bour, Aquila & Partners S.A. has no power of attorney or ability to withdraw assets or transfer values. This remains the exclusive right of the client - for his safety!

At any time the customer has access to his account. At any time the client can withdraw or transfer his assets. At any time the client can terminate his asset management contract with our company.

Fees
Bour, Aquila & Partners AG receives a management fee depending on the type of mandate and its size. We also offer the possibility of a performance fee.

Services provided by our partner companies are billed directly by those companies....

Reporting
The account statements of the portfolios with current status are available to our clients at any time and are charged by the custodian bank. Internet access is possible.

Bour, Aquila & Partners is available to our clients as requested to discuss the portfolio, portfolio structure, investments and outcome in person.

In addition, we are always happy to discuss financial issues with our clients and suggest possible solutions.

Aquila
Bour, Aquila & Partners AG is a member of Aquila. Aquila is an association of over 80 independent asset management companies in Switzerland. The individual yet independent asset management companies together obtain services and know-how from the Group's central Advisory & Support Center. The funds managed by the group members together are considerable.

As a Swiss asset manager, Bour, Aquila & Partners SA is subject to the Financial Services Act (FIDLEG), which on the one hand contains regulations on the offering of financial services and financial products and on the other hand contains protective mechanisms for investors. For details please refer to the information letter.

FIDLEG Information letter_DE

Bour, Aquila & Partners AG
Chemin des Lys 9
CH-1273 Arzier-Le Muids
Phone: +41 22 364 04 16
Fax: +41 22 364 84 16